Saving cash isn’t a huge chore and you don’t have to quit everything you love. We waste money on small bits of junk constantly. Changing how you shop and eat saves a lot of money over time. Here are ten easy ways to keep your paycheck in your pocket.
Wait 24 Hours Before Buying
If you see something online that you really want just leave it in your cart and wait a full day before clicking pay. Most of the time you will realize you didn’t actually need it and that quick impulse to spend will just fade away.
Shop With A Strict List
Going into a grocery store without a plan is a total trap because you end up buying random snacks and things on sale. Stick to a written list of exactly what you need for your meals and you will walk out spending way less.
Check Your Hidden Subscriptions
We all have those monthly streaming services or apps we signed up for and totally forgot about months ago. Take ten minutes to look at your bank statement and cancel anything you haven’t actually used in the last thirty days.
Cook One More Meal At Home
Eating out or ordering delivery is probably the biggest money pit for most families because of those extra fees and tips. If you just commit to making one more dinner at home each week you will see your bank balance grow much faster.
Use The Cash Envelope System
Try taking out a set amount of physical cash for things like coffee or fun money and stop spending once the envelope is empty. It is much harder to overspend when you can actually see the physical bills disappearing from your hand.
Switch To Store Brands
Most generic or store-brand items like cereal or cleaning supplies have the exact same ingredients as the fancy name brands. You can save 30 percent or more on your total bill just by grabbing the store version instead.
Clean Your Fridge Weekly
Stop wasting food and money. We let stuff rot because we can’t see it. Check your fridge every week and move older food to the front. You will eat better and save your hard earned cash.
Unsubscribe From Retail Emails
Those “flash sale” emails are designed to make you feel like you are missing out on a great deal when you weren’t even looking to shop. Hit the unsubscribe button so you aren’t constantly tempted by discounts on things you don’t even need.
Check Your Tire Pressure
It sounds strange but driving on low tires actually makes your car use more gas and wears them out way faster than normal. Keeping them filled up is a free way to get better gas mileage and save money at the pump.
Drink More Water
Buying sodas juices or expensive coffee drinks adds up to a huge amount of money over a month. Switching to plain water is not only better for your health but it keeps a lot of extra cash in your wallet.
